Exclusive | Meet the wealthy parents who say struggle is good while their adult children fight to make a life

Jason isn’t asking his father for an allowance, a luxury car, or even help with rent.The 38-year-old New York City-based comedian has spent years making what he considers “reasonable requests” with a clear plan and proposal.He wants a shot at the big time — a $600 improv class, a plane ticket to Los Angeles for a gig that will bring exposure and connections, the occasional investment in a career he’s been building while juggling two jobs.Despite his father recently inheriting millions, the answer is almost always no.But Jason, who asked to use a pseudonym, sees things differently.“When I die, you’ll never have to work again,” Jason told The Post of his father’s reasoning.“He kind of pokes fun that I’m not more financially stable — ‘when I was your age, I had a boat, an apartment on Park Avenue, I owned a business’ — his success was handed to him.”“A warm gift is better than a cold gift,” he said.

“Help me while it can actually change my life.Why wait until I’m 60?”This increasingly common disagreement is playing out just as America enters the largest transfer of wealth in history.

And several questions loom in the center of the debate: When is helping actually hurting? Do children deserve to benefit from parents’ blood, sweat, and tears? As humans live longer, will there be even enough to go around when all is said and done?An estimated $124 trillion is expected to change hands over the next two decades, simultaneously exposing a generational divide over what parents owe their adult children.But for many, the question isn’t whether they’ll inherit someday; it’s why parents who could help change their children’s lives today often choose not to.For 43-year-old Ashley, her parents’ decision not to buy her a condo despite being aware of the tax benefits is something she still stews over.The New York native told The Post her parents sold their apartment in the city and then decided to rent — but lamented over the ...