Health insurance scams to watch for during open enrollment

If you've been shopping for health insurance lately, you've probably noticed the ads popping up everywhere.Some promise surprisingly low monthly payments.
Others claim you'll qualify for generous benefits or even receive cash rewards for signing up.And with open enrollment underway, those offers can be awfully tempting.
But here's what worries me.You could enroll in what looks like a great health insurance plan, only to discover that it barely covers your medical bills when you actually need care.The Federal Trade Commission (FTC) is now warning about misleading health insurance advertising, including plans that promise comprehensive coverage but deliver far less.
Some offers promote medical discount programs rather than traditional insurance.Others may come from scammers impersonating government agencies or familiar insurance companies.
With Americans reviewing their coverage for 2027, knowing how to recognize health insurance scams could save you from a very expensive mistake.Missed CyberGuy LIVE? Watch the replay and discover 5 ways to travel smarter and save money.Our free CyberGuy LIVE class, 5 Ways to Travel Smarter and Save Money, has ended, but you can still watch the full replay.Kurt "CyberGuy" Knutsson walks you through five practical ways to protect your phone and personal information, avoid common travel scams, find better deals, save money on bookings and use technology to make your travels easier and less stressful.
No technical experience is needed.Watch the free replay + downloadable checklist now at CyberGuyLive.com.TRUMP ADMIN CRACKS DOWN ON ESTIMATED $10 BILLION IN OBAMACARE FRAUD, BOOTS MILLIONS FROM ROLLSBefore signing up for health insurance, make sure you understand exactly what your plan covers so you don't face unexpected medical bills.(Nansan Houn/Getty Images)Recently, the FTC announced it was sending warning letters to 25 companies that market healthcare plans or generate sales leads for insurance-related products.
The agency identi...