Why August is the most dangerous month to ignore your data

Medicare Open Enrollment doesn't start until Oct.15.

So why am I telling you to worry about this in August? Because by the time October 15 arrives, scammers aren't starting their work.They're finishing it.The scam calls you may hear this fall, including fake Medicare card offers and urgent Social Security warnings, are only the final step.

Scammers often build their target lists long before they make contact.Here is how that targeting process works and what you can do now to make yourself and your family harder to scam.THIS SATURDAY! Free live CyberGuy class: Protect Your Money From Today’s Biggest ThreatsJoin us Saturday, Aug.

29, at 10 a.m.ET for a free CyberGuy LIVE class covering five simple steps to help defend yourself against AI scams, fraud, identity theft and financial hacks.

Kurt "CyberGuy" Knutsson will explain how to set up bank alerts, strengthen your account logins, protect your phone number, freeze your credit and help secure your retirement savings against unauthorized transfers.No technical experience is needed.

You’ll also receive our financial protection checklist, and every registrant will get a link to the class recording afterward.Reserve your free spot today at CyberGuyLive.com.DR OZ WARNS MEDICARE SCAMMERS ARE STEALING BILLIONS — AND YOUR PERSONAL INFORMATION COULD BE NEXTMedicare Open Enrollment begins Oct.15, giving scammers a predictable window to target older Americans with fake benefit calls, texts and messages.

(Sara Diggins/The Austin American-Statesman via Getty Images)Two major dates put Medicare and Social Security on the minds of millions of Americans each fall.Medicare Open Enrollment begins on October 15 and runs through December 7.During that period, people can review their coverage and make certain changes that generally take effect Jan.

1.That also means beneficiaries expect to receive plan information, advertisements and calls about their coverage.The Bureau of Labor Statistics currently plans to release Septemb...